Terms of Use
Effective Date: 06/09/2025
Website: https://vac.sg
Welcome to vac.sg, managed by Value Assets Consultancy (VAC), a sole proprietorship owned by Alan Teo. By accessing and using this website, you agree to comply with these Terms of Use. If you do not agree, please discontinue use of the site.
1. Purpose of Website
vac.sg provides educational content, property insights, and general consultancy resources through VAC. For regulated real estate advisory and transaction services, Alan Teo acts in his capacity as a licensed Real Estate Salesperson (CEA Reg. No. R045969D) under PropNex Realty Pte Ltd (Licence No. L3008022J).
VAC and PropNex function as distinct entities:
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VAC: Provides educational and consultancy materials.
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PropNex: Governs and regulates all property agency services performed by Alan Teo under CEA rules.
2. Use of Content
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All content on this website is for informational and educational purposes only.
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You may not reproduce, republish, or distribute materials without written permission.
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Use of the content does not create any client–consultant or client–agent relationship until you formally engage Alan Teo through PropNex or VAC.
3. No Misuse
You agree not to use this website to:
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Conduct unlawful, fraudulent, or misleading activities.
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Introduce malware, attempt unauthorised access, or interfere with website operations.
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Misrepresent VAC, Alan Teo, or PropNex in any way.
4. Intellectual Property
All text, graphics, designs, logos, and other materials on vac.sg are the property of Value Assets Consultancy or its licensors, unless otherwise stated. They may not be copied, reproduced, or used without explicit consent.
5. Third-Party Links
This site may link to external websites for convenience or reference. VAC and PropNex do not control or endorse these websites and are not responsible for their content or privacy practices.
6. Limitation of Liability
By using this site, you agree that VAC, Alan Teo, and PropNex Realty Pte Ltd shall not be liable for any damages, losses, or reliance on the information provided on this website.
7. Amendments
VAC reserves the right to update or revise these Terms of Use at any time. Continued use of vac.sg after changes are published means you accept the revised terms.
8. Governing Law
These Terms are governed by the laws of Singapore. Any disputes arising from use of this site shall be subject to Singapore jurisdiction.