How it works - Your Property Wealth Roadmap

Take a look at how my program works and what benefits and you get by using my techniques. If you have any answers, I’m ready to answer.

Alan

Assess Your Current Position

Understand where you stand today. I’ll help you evaluate your property’s current market value, outstanding loans, and financial comfort zone through clear, easy-to-read spreadsheets.

Identify the Right Upgrade Option

Together, we’ll explore upgrade possibilities that make sense for your life stage and finances:

  • HDB → Condo: Optimizing subsidies and maximizing growth

  • Condo → Landed: Unlocking equity without stretching your financial limits

property planning

Reinvest Smartly

I’ll guide you on reinvesting your gains in properties that align with your goals—whether for rental yield, capital appreciation, or strategic entry timing to compound your wealth.

Build Your Retirement Safety Net

It’s not just about growing wealth—it’s about securing your future. We’ll design a strategy focused on passive income, safe exit timelines, and legacy planning so your lifestyle stays protected, even in retirement.

Build retirement fund

Tailored Scenarios 

Depending on your needs, I’ll customize your roadmap. Typical paths include:

  • HDB Upgrader

  • Condo Investor / Upgrader

  • Retiree / Legacy Planner

Each roadmap is built on real market data and aligned with your comfort and goals.

Ready to Discover Your Roadmap?

Let’s craft a strategy built on clarity, safety, and long-term growth.

Message Me on WhatsApp +65 9697 6636

I`ll answer any of your questions

Some of the common questions asked are listed below. You can contact me for any advise.

What if the condo market is too expensive now? Should I wait?

Waiting may mean missing out on today’s lower interest rates or favourable entry prices. The key is not “when is the best time to buy,” but “what’s the right strategy for you now.” I help clients make data-backed decisions with clarity.

Yes, but only after your MOP. You’ll also need to be prepared to pay ABSD on the condo. For most clients, selling the HDB first makes better financial sense.

Your maximum loan depends on your age, income, and existing financial commitments. I’ll calculate your Loan-To-Value (LTV) and Total Debt Servicing Ratio (TDSR) so you know your safe loan amount before shopping for a property.

By analysing resale trends and comparing similar flats in your estate, we can identify if your flat is likely to appreciate further or if it’s time to cash out before prices plateau.